Steps to Good Money Habits

Good effective money management is very vital in your personal life and in your home. It's not about how much you earn but what you do with what you earn.When you receive your income from your business or employer, present it before God and bless your income and ask the Lord to give you the wisdom to use the money wisely.The outcome of the prayers will amaze you.

Your attitude towards money matters a lot .Have an attitude of sufficiency and abundance rather than lack.When you show this attitude, overtime, it then becomes your own reality.There is no need to chase money but rather attract money. How do you attract money? Give value or meet a need; invest your money so it can yield much more.

It is essential that before you go into a new venture, pray to God and get ideas from people who have been very successful in what you intend to do. Do you intend to invest in properties or shares etc, seek counsel from people who have been successful in it.

“Where there is no counsel, the people fall; But in the multitude of counselors there is safety.”
‭‭Proverbs‬ ‭11:14‬ ‭NKJV

Here are some key steps to ensure you build good money habits when managing your finances.

1. Avoid Impulse buying - buying what is not needed.
2. Its good practice to review your monthly expenses to see where you can cut down irrelevant costs. Budget and align what you earn with what you spend and ensure you allocate funds from your earnings into savings/investments, tithe or donation to charity or other recurrent expenditure etc.
3. Avoid using credit cards when not necessary so you don't run into debts.

Bad money habits can cause a lot of chaos in the home if not properly managed. Do not fold your hands. Kick start things today. Seek help! Remember financial prosperity is your birthright in Christ Jesus . There is no negotiation about this.

God bless you